A valid driver’s license is a legal requirement in Illinois and crucial to road safety. It certifies your legal ability to drive and serves as a form of identification in many situations. Therefore, it’s essential to maintain a valid driver’s license to avoid legal issues and personal inconveniences.
In this article, our American Auto Insurance team arms you with crucial information about what happens when your Illinois driver’s license expires, the renewal process, and the potential consequences of neglecting this critical responsibility.
Consequences of Driving With an Expired License
Driving with an expired license in Illinois can lead to significant legal penalties. Depending on the circumstances, these penalties typically include fines of up to $1,000 and the possibility of arrest. An expired license is an offense under the Illinois Vehicle Code (625 ILCS 5/), reflecting the state’s stringent view on this issue.
If you get into a car accident while driving with an expired license, your insurance could refuse to cover the damage, leaving you liable for costly repairs and medical bills. Your insurance rates might also increase since insurers may view you as a high-risk driver.
Illinois Driver’s License Expiration Timeline
Illinois residents’ driver’s licenses generally expire every four years. However, the expiration periods for senior citizens vary; drivers aged 75 through 80 also see a four-year cycle, while those aged 81 to 86 must renew every two years. Drivers aged 87 and older require annual renewal.
Fortunately, Illinois provides a grace period, allowing you to renew your expired license without retaking tests up to one year past the expiration date. This is particularly helpful for those who may have overlooked their renewal. However, driving with an expired license during this time remains illegal.
Renewal Process
Renewing your Illinois driver’s license is easy. Eligible drivers can renew their licenses online. Online renewal saw an 84% increase from June to September 2020 compared to the previous year. This process is straightforward and accessible. You must meet specific requirements to be eligible for online renewal, such as a valid license without restrictions. Verification on the official site can confirm if you’re eligible.
You can renew in person at any Secretary of State facility if you’re ineligible for online renewal. You must bring the required documents, including your current license, proof of identity, and residency documents. In certain circumstances, a vision test or other assessments might be necessary to complete the renewal process.
If eligible, you can renew your driver’s license by phone or mail, as indicated in your renewal notice. To renew by phone, call the Secretary of State’s telephone renewal system at 866-545-9607 and provide your renewal authorization number. For mail renewal, follow the instructions in your renewal letter and send a completed application and payment.
Renewal Fees and Costs
Renewal fees in Illinois vary based on age and license type. As of 2023, the standard renewal fee is $30 for those aged 21 to 68. However, reduced fees are available for senior citizens: $5 for those aged between 69 and 80, $2 for those aged 81 to 86, and free renewal for those 87 and older.
It’s important to note that additional costs may apply if you renew your license late. Understanding these fees can help you plan accordingly and avoid unnecessary expenses.
Special Circumstances
Out-of-state residents and military personnel holding an Illinois license might face challenges renewing their licenses. Fortunately, there are specific provisions for these cases, such as extensions and exceptions made for military personnel.
Also, the COVID-19 pandemic prompted temporary changes, including extended renewal periods and allowances for drivers who couldn’t renew during the height of the health crisis. For the latest updates, consult the Illinois Secretary of State’s website.
Tips for Timely Renewal
A few proactive steps can help you stay on track and avoid the stress and penalties of an expired license. Setting personal reminders through mobile apps, calendars, or the Illinois DMV mobile app can ensure you never miss a renewal date.
Use online services to save time; if you must renew in person, plan accordingly to avoid long lines, especially during busy periods. Thoughtful planning can make this process smooth and stress-free.
Impact on Auto Insurance
If your driver’s license has expired, it can impact your auto insurance. If caught driving with an expired license, your coverage may be deemed invalid, and insurers might raise your rates due to increased perceived risk.
For these reasons, informing your insurance provider of your license status is crucial to ensure continuous and valid coverage. This proactive step can prevent costly complications.
Steps To Take if Your License Has Already Expired
If your driver’s license has expired, quickly mitigating potential penalties is essential. Initiate the renewal process immediately, whether online or at a local DMV office.
Some offices might offer expedited services for urgent renewals, which could involve additional costs. Always keep updated with the latest options the Illinois Secretary of State provides.
Keep Your License Updated: Action Steps for Drivers
To avoid the risks of driving with an expired license, regularly check your license expiration date. Explore our American Auto Insurance coverage options to ensure the best protection, even during license renewal. Call us at 773-286-3500 or get a quote online. Additionally, consider signing up for license renewal reminders through available services. This can help you stay informed and prepared, ensuring your driving privileges remain uninterrupted.
Man Handing His Driver’s License to the Police Officer by Kindel Media is licensed with Pexels License
